Netherlands – Financial and Insurance Services – CAR Insurance Modernization AWZI Haarlem Waarderpolder (DIG-17540)

This contract involves a CAR insurance policy that must provide full coverage for a large and complex project, typically achieved through co-insurance via the insurance market. The project is too large for a single insurer to cover 100% independently, as they consider the risk too high. For a project of this size, we expect at least four insurers to jointly bear the risk, each with a 25% share to achieve 100% coverage. Due to the time-consuming nature of reaching agreements on policy technicalities or claims with all insurers, a leading insurer is selected in practice (see paragraph 7 and following in the bidding guidelines). The other (following) insurers must adhere to a